1. Your card
1.1. Your card has an expiry date printed on the front. Your card is valid until the last day of the month shown, unless it is closed at the request of you, the Card Purchaser, or Prize Voucher Agency; if an incidence of fraud or potentially fraudulent activity has been detected relating to your card.
1.2. Only the person whose signature is on the card will be able to transact with it.
1.3. Sign your card in ink as soon as you receive it in the space provided on the back of the card.
1.4. Your card can only be used in the Republic of South Africa
1.5. Your card, Network card and Network Plus card will not have a personal identification number (PIN).
1.6. Your Premium Imali card will have a personal identification number (PIN).
1.7. Your card must be cut in half after its expiry date.
1.8. You will not receive any correspondence or statements.
1.9. The Issuing Bank will always be the owner of the card.
1.10. You are responsible for the safety of your card. Should your card be damaged, lost or copied, Prize Voucher Agency will not be liable.

2. Loading your card
Prize Voucher Agency will load and activate the cards as authorised and paid by the Client.
2.1. Your card will be loaded with a Rand value as determined by the Card Purchaser.
2.2. Your card may be reloaded by the Card Purchaser at any time before the expiry date of your card.
2.3. The balance available on your card may not exceed:
2.3.1. Rewards Card and Network card – R10,000 (ten thousand rand only) at any given time.
2.3.2. Rewards Card and Network card – R25,000 (twenty five thousand rand) at any given time with individual FICA.
2.3.3. Network Plus – R5,000 (five thousand rand only) at any given time.
2.3.4. Premium Imali card – R25,000 (twenty five thousand rand) at any given time. (Individual FICA is a prerequisite for use of this card)

3. Using your card
3.1. You may use your card to pay for goods and services at suppliers as per the programme acceptance detailed below:
3.1.1. Rewards Card – accepted wherever MasterCard is accepted.
3.1.2. Rewards Network card – accepted within the Rewards Network within South Africa. The Rewards Network is printed on the card wallet and/or card carrier which accompanied your card.  You can find the most up-to-date network at www.rewarditall.co.za
Your card will not work at MasterCard acceptance locations which are not part of the Rewards Network.
3.1.3. Rewards Network Plus card – intended for use within the Rewards Network in South Africa. The Network is printed on the card wallet and/or card carrier which accompanied your card.  You can find the most up-to-date Rewards Networkat www.rewarditall.co.za
3.1.4. Rewards Premium Imali card – accepted wherever MasterCard is accepted and may be used at ATM’s to withdraw cash.

Should you choose to use your Rewards Network Plus card outside of the Rewards Network, you will incur a fee which will be deducted from the available card balance. (Therefore, accepted where MasterCard is accepted with cost implications outside the Rewards Network)

3.1.5. You will not be able to use your card to pay for goods or services over the telephone or internet, pay toll-fees or for parking.
3.2. Your Rewards card, Network card and Network Plus card cannot be used for any transactions at an ATM or at a bank teller. It can only be used at in-store electronic terminals in the Republic of South Africa, as per the Rewards programme acceptance detailed above.
3.3. When you use your card to pay for goods or services you must sign a transaction slip.
3.4. Prize Voucher Agency will process the transaction against your available card balance. You will be able to shop at as many merchants as you wish, up to the value on your card and after the deduction of fees, if applicable.
3.5. All transactions and fees will be authorised by Prize Voucher Agency against funds on your card.
3.6. Merchants are responsible for transactions and are independent of the Card Purchaser, Prize Voucher Agency and Standard Bank. The Card Purchaser, Prize Voucher Agency and Standard Bank, are not liable if the merchant does not accept your card, or if you have complaints about goods or services paid for with your card.
3.7. Prize Voucher Agency is not responsible for any loss arising from any failure or malfunction of electronic facilities, delays in point-of-sale devices, or Prize Voucher Agency’ supporting or shared networks; where applicable, resulting from circumstances beyond Prize Voucher Agency’ reasonable control.
3.8. No warranties, purchase protection, insurance, other promises or services are provided.
3.9. Once you have paid for a purchase, you cannot stop the transaction.
3.10. You are responsible for keeping track of the transactions on your card to ensure that you do not exceed your card balance.
3.11. Balance enquiries can be made by sending an SMS with your 16-digit card number to 34417, by visiting www.rewarditall.co.za or by calling 083 918 7700 (this is a 24 hour service) or 086 11 222 67 between 08h00 and 17h00, Monday to Friday or by using the USSD *120*8013#

4. Fees and interest
4.1. You will not be charged any fees on any purchases made using your card within the Rewards Network in South Africa.
4.2. Should you choose to use your Rewards Network Plus card outside of the Rewards Network you will incur a fee which will be deducted from the funds on your card.
4.3. You will not be paid any interest on the funds on your card.
4.4. A monthly dormancy fee will be deducted from the available card balance after 12 months from last load. This monthly fee will only be deductible after 12 months from the last time your card was loaded by the Card Purchaser.
4.5. The Rewards Premium Imali card carries a monthly card fee as well as other applicable transactional fees. These are defined as per the carrier that accompanied your card. For updated fees, send an email to This email address is being protected from spambots. You need JavaScript enabled to view it. 

5. Closing your card
5.1. Your card will be closed when it expires.
5.2. Prize Voucher Agency may choose to revoke your card at any time to protect Prize Voucher Agency’ interests. If your card is revoked for reasons other than fraud or unlawful use, any credit remaining on the card will be refunded to the Card Purchaser.

6. Lost or Stolen cards
6.1. You are responsible for the safekeeping of your card. Your card is the same as having cash in your pocket. If you lose your card or if it is stolen and used by someone else, you will lose all the funds on your card.

7. Replacement cards
7.1. Prize Voucher Agency can stop and replace the card at the request of the Card Purchaser. Prize Voucher Agency will deduct a fee of R100 (one hundred rand only) plus VAT from the existing card funds for the replacement card and for the transfer of funds. If there are insufficient funds to cover the replacement fee and the minimum load R50 (fifty rand only) the card will not be replaced.

Disclaimer: Prize Voucher Agency may change these terms and conditions without giving any prior notice.
The updated terms and conditions can be found at www.rewarditall.co.za

This agreement is hereby made and entered into by and between Prize Voucher Agency Proprietary Limited, hereinafter referred to as “Prize Voucher Agency”, and the Client represented in Section a) Client Information, hereinafter referred to as the “Client”, to define the relationship between both parties in respect of the Rewards Programme..

1) STATEMENT OF INTERESTS:
Prize Voucher Agency operates incentive, reward, loyalty, marketing, expense management, employee benefits and public social programmes via prepaid card programmes registered under the Rewards trademark.
Prize Voucher Agency shall directly or through its partners:
a) Provide the Client with a prepaid card programme.
b) Submit an invoice to the Client for the value of the Client specified prepaid card programme.
c) Load, reload, and activate the prepaid cards, either internally or via a self-service web portal, according to the specified prepaid card programme, once full payment has been received from the Client and reflects as available on the Prize Voucher Agency bank account.

2) THE CLIENT SHALL:
a) Submit an instruction or schedule of the specified card sequence numbers and the associated Rand loaded amount to Prize Voucher Agency to action.
b) Make full payment to Prize Voucher Agency against the submitted invoiced amount prior to the loading and activation of the prepaid cards in order to comply with the banking regulations governing prepaid gift, incentive and payroll cards.

3) IT IS MUTUALLY UNDERSTOOD AND AGREED BY AND BETWEEN THE PARTIES THAT:
a) CARD LOADING FEE. Are fees charged for the total volume loaded onto the cards.
b) ON DELIVERY. It is the responsibility of the Client to ensure that the correct quantity and type of cards have been received and acknowledge receipt by signed delivery note. Errors or omissions can be rectified at the time of delivery but not later. The Client is responsible for the cards after delivery and Prize Voucher Agency cannot be held responsible for any fraud, misuse or loss incurred thereafter.
c) RESPONSIBILITY FOR CARD STOCK. Once the cards are delivered by Prize Voucher Agency to the Client, it is the responsibility of the Client to manage the cards. Cards which expire while held in Client stock will not be replaced nor will any balance on expired cards be transferred or repaid. The Client must notify Prize Voucher Agency prior to the expiry of cards held in stock so that the funds can be transferred to replacement cards. Prize Voucher Agency will charge a fee for the replacement cards, for the transfer of funds and for the delivery of the cards.
d) EXPIRED CARDS. Cards issued from Client stock to beneficiaries, whether used or not, will not be replaced nor will the balance be transferred after expiry.

4) STANDARD TERMS AND CONDITIONS.
Terms and Conditions are applied to this programme and Prize Voucher Agency may change these terms and conditions without giving any prior notice. The updated terms and conditions can be found at www.rewarditall.co.za

ADDITIONAL CONDITIONS
a) CONFIDENTIALITY. Any information shared by the parties shall be deemed as confidential and subject to standard confidentiality terms and conditions.
b) MODIFICATION. Modifications within the scope of this document shall be made by mutual consent of the parties, by the issuance of a written modification, signed and dated by all parties, prior to any changes being performed.
c) EXCLUSIVITY. This agreement in no way restricts Prize Voucher Agency or the Client from participating in similar activities.
d) TERMINATION. Any of the parties may terminate this agreement in whole, or in part, at any time by giving three months written notice.

This agreement shall be governed by and construed in all respects in accordance with South African law and the parties hereby agree to submit any disputes relating to the agreement to the South African Courts.